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    STUDENT LOAN PROGRAMS And Consolidation


  • Private / Alternative Student Loans
  • Stafford Student Loans
  • PLUS Student Loans (Parent Loan for Undergraduate Student)
  • Graduate Plus Loans
  • Graduate Loan Programs
  • Already have student loans?
  • Financial Aid & Perkins

    Student Aid Centers and Easy Graduate understands the rising costs of college tuition, the importance of getting your degree, and the expenses associated with higher education.   Student Aid Centers has several student loan programs to get you the funds you need for your student education.

    Student Aid Centers and Easy Graduate offers students federally guaranteed student loans as well as alternative or private student loan options to cover the many expenses that may be out of reach because of the limitations of Federal student loan funding and financial aid.

    Our educated Student Loan Counselors are available to assist you in every way.   We encourage you to contact us so that we can help you with the ins-and-outs of the student loan industry and find the best student loan program fit for your unique needs.  

    Call us now or apply online and one of our student loan counselors can help assist you.



    Private / Alternative Student Loans

    Private Student Loans are additional funding for students needing more money.   Student Aid Centers understand that the soaring cost of school tuition and expenses often can't be met with scholarships and federal student loans. That's why a private student loan may be just what you need to fill the gap between student financial aid and federal student loans.   Extra money for textbooks, student room and board, tuition, and other educational expenses are available through the private student loan program.   Private loans rates are available from 7.60% and repayment terms are as flexible as 25 years. Private student loans are especially sought after for students with exceptionally high student loan needs that may be in professional or grad school environments such as law school, med school, and business school. It's important to learn about the highly desirable private student loan programs.
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    Have Questions? Contact us.   Our Educated Student Loan Counselors will help you get the answers you need.



    Federal Student Loan Programs Include:


    Stafford Student Loans

    Stafford Loans are variable rate student loans that cover all or part of your undergraduate and graduate education. These Federal student loans are usually the most affordable loans available to students with interest rates lower than most other forms of financing.   Rates for Stafford Student Loans start as low as 4.80%.  
    Learn More...

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    Have Questions?   Contact us.   Our Educated Student Loan Counselors will help you get the answers you need.


    PLUS Student Loans (Parent Loan for Undergraduate Student)

    PLUS loans are a cost-effective alternative solution for parents helping to get additional student loans for a child. A PLUS loan is a federally-sponsored student loan that can cover up to 100% of an undergraduate, dependent child's cost of attending school (less and financial aid).   PLUS loans should be highly considered since the student loan can be obtained without collateral and with a minimum credit rating.   Rates on the PLUS student loan are available as low as 6.50% after generous rebates and easy rate reduction plans.
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    Graduate Plus Loans

    Similar to the PLUS student loan, the Graduate Plus program is a student loan offering graduates the direct benefit instead.   With several repayment options and consolidation eligibility too, this federal student loan is available to graduate students no matter what your income level may be and it completely pays for all your graduate school needs, including tuition, books, and more.   Student Aid Centers make the Easy Graduate Plus loan simple to apply and online approvals status quick and easy.   Rates on the Graduate Plus student Loan are available as low as 6.50% after generous rebates and easy rate reduction plans.  
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    Graduate Student?

    Click Here for additional student loan programs and student loan consolidation programs.



    Have Student Loans already?

    Learn more about Student Loan Consolidation Programs.   Fixed rates on the Easy Graduate Student Loan Consolidation Programs are available as low as 4.5% fixed if you meet certain requirements.   Consolidation repayment terms are available up to 30 years for a Federal Consolidation Loan and up to 25 years on Private Consolidation Loans depending on how much in student loan debt you have eligible to consolidate.  
    Learn More...

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    Financial Aid and Perkins

    The financial aid process begins when a student applies for financial aid by completing the Free Application for Federal Student Aid. Based on an analysis of the information provided on the FAFSA, the school gathers a financial-aid package for the student. The financial-aid package may include a combination of grants, scholarships, work-study and a recommended loan amount. The financial aid package is designed to cover students' "unmet need", which is the difference between the amount that students and their families are expected to contribute toward their education and the cost of attending that school.  

    You can download the FAFSA application by going to our FORMS and APPLICATIONS area on our website.




     
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